The Agency - Charlotte - Flipbook - Page 34
STEP 05
O f fer & Ne got i ate - P r ice, due d i l igence, t i mel i ne s , r i sk
Negotiations
This is where we go to work. In single- or multiple-offer
scenarios, we deploy strategy—clean contract structure, proof
of funds/pre-approval strength, appraisal-gap or escalation
mechanics when appropriate—to maximize your position while
managing risk.
Offer accepted
It’s go time!
In North Carolina, buyers typically deliver two funds promptly:
• Due Diligence Fee: paid directly to the seller; compensates
them while you investigate (generally non-refundable, credited
at closing).
• Earnest Money Deposit: held in escrow; refundable per
contract timelines; credited at closing.
Contracts, terms, and protections
Your attorney will review the purchase agreement and
supporting docs (disclosures, HOA materials, addenda), confirm
title work and wire instructions, and coordinate with your
lender on loan documents. We’ll structure contingencies and
timelines—inspections, appraisal, loan milestones—to protect
your interests and keep the file on track.
Due Diligence & risk management
Within the DD period, we schedule inspections (general, termite,
radon, roof/HVAC, septic/well, dock/lake as applicable),
analyze findings, and negotiate repairs or credits. If appraisal
comes in low, we’ll execute the agreed strategy (price
adjustments, credits, or buyer gap coverage) per your comfort
and the contract.
Closing & transfer
Your closing attorney finalizes the deed and lender package,
completes title search/insurance, and coordinates settlement.
After funds disburse and documents record with the county,
keys are released—clean, secure, and on schedule.
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T H E A G E N CY C H A R LO T T E
